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Want a 0 APR for balance transfers or purchases but also want to get in current interest rates for 30 year fixed mortgages the credit cards rewards trend. Also to add my checking account to pay directly. Banks are cracking down on churners so I'm kinda moving toward keeping cards for two years. The Unity Visa Secured Credit Card has other benefits, such as 247 online access to your account. USAA knows I pay my shit on time and they know I now make more money. This is best time to offer them and hook them with your club for the rest of the year. You may want to keep in mind whether the frequent flyer program you are interested in offers membership status, or a tiered system of rewards-earning potential.
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